Terms & Conditions

By accessing or using Keystone Macro (the "Platform"), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use the Platform.

By subscribing to any paid service or newsletter offered on this Platform, you further agree to these Terms and Conditions, including the Subscription Terms outlined in Section 14 below.

Keystone Macro is an educational and informational platform only. All content published on this Platform - including but not limited to research notes, market commentary, portfolio analysis, economic calendar data, and AI-generated outputs - is provided solely for educational and informational purposes.

Nothing on this Platform constitutes financial advice, investment advice, trading advice, or any other type of advice. You should not rely on any information on this Platform as a basis for making financial, investment, or any other decisions.

Keystone Macro is not a regulated financial services firm, investment adviser, broker-dealer, or fund manager. We are not authorised or regulated by the Financial Conduct Authority (FCA), the Securities and Exchange Commission (SEC), or any other financial regulatory body.

We do not manage, invest, or handle any individual's capital, funds, or assets under any circumstances. No content or communication from Keystone Macro should be interpreted as an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument or asset.

Keystone Macro does not accept, manage, or invest client funds. Model portfolios and illustrative allocations presented on this Platform are hypothetical, for educational demonstration purposes only, and do not represent actual investment vehicles or managed accounts. Past performance of any illustrative strategy is not indicative of future results.

The Platform makes use of artificial intelligence tools to generate certain content, including portfolio scenarios, market commentary, and analytical summaries. AI-assisted content is labelled where practical, and automated long-form drafts require editorial review before publication. AI output is inherently subject to errors, omissions, and inaccuracies. It should not be treated as authoritative or relied upon for any decision-making. Keystone Macro makes no representations or warranties as to the accuracy, completeness, or fitness for purpose of any AI-generated content.

Market data, economic indicators, news summaries, and other third-party information displayed on the Platform are sourced from publicly available data and third-party providers. This data may be delayed, incomplete, or inaccurate. Keystone Macro accepts no liability for errors in third-party data or for any decisions made in reliance upon it. Displayed update times describe the application cache and do not guarantee exchange-grade real-time delivery.

All financial markets involve risk. The value of investments can go down as well as up. You may receive back less than you invest. Currency fluctuations, geopolitical events, and macroeconomic changes can all materially affect the value of financial assets. No content on this Platform accounts for your personal financial situation, objectives, or risk tolerance.

You should always seek independent financial advice from a qualified and authorised adviser before making any investment decision.

All content on this Platform, including research notes, written analysis, visual assets, branding, and design, is the intellectual property of Keystone Macro unless otherwise stated. You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission.

To the fullest extent permitted by applicable law, Keystone Macro and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Platform, reliance on any content, or inability to access the Platform. This includes, without limitation, any loss of profits, loss of data, or financial losses.

By using this Platform, you acknowledge that certain data (such as newsletter subscription information and contact form submissions) may be collected and stored. This data is used solely to operate the Platform and communicate with users. We do not sell or share personal data with third parties for marketing purposes.

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the Platform following any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Certain features and services on this Platform are available through paid subscription only. By subscribing, you agree to pay the subscription fees specified at the point of purchase in your local currency.

Billing: Subscriptions are billed automatically on a recurring basis (monthly or annually, as selected). You authorize us to charge your payment method for each billing cycle.

Cancellation: You may cancel your subscription at any time through your account settings or by contacting us. Cancellation will take effect at the end of your current billing period. No refunds will be issued for partial months or unused portions of your subscription.

Payment Method: We accept payment via credit card and other methods as indicated during checkout. By providing payment information, you authorise us to process payments in accordance with these terms. Payment is processed by our third-party payment provider, and your payment data is subject to their terms and privacy policy.

If you have any questions regarding these Terms and Conditions, please contact us at hello@keystonemacro.com.